The Famine Year Protection

Is your retirement plan a 'Feast Year' luxury or a 'Famine Year' liability?

Most plans look great on a spreadsheet when revenue is up 20%. But what happens when the market shifts and you’re looking at a 30% drop? If your plan demands a six-figure check regardless of your P&L, you’re in danger.

You need 'Famine Year' protection:

Discretionary Clauses: Ensure your plan allows for 0% contributions without disqualification.
Capital Retention: Prioritize business survival over tax deferral during lean cycles.
No-Penalty Pausing: Use IRS-compliant structures that 'breathe' with your revenue.

Don't let your tax strategy bankrupt your company.

Watch the full podcast episode for more details: https://youtu.be/vRb0EC9I6UQ

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DISCLAIMER: This content is for educational purposes only and should not be considered personalized financial advice. Always consult with a qualified financial professional before making financial decisions.

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