The FAFSA Seesaw

Is your child's college fund actually a 'Success Penalty' in disguise?

Child-owned assets like the Section 530A can reduce financial aid by 20%. At SafeSimpleSound, we call this the 'FAFSA Seesaw.'

How to manage the trade-off:

Know the SAI: Understand how child assets impact the Student Aid Index.
Trajectory Mapping: Is your child likely to need grant aid, or are they heading for public school/trades?
Strategic Balancing: Deciding when tax-free growth outweighs the loss of 'need-based' aid.

Watch the full podcast episode for more details: https://youtu.be/bfkfmQuX-L0

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DISCLAIMER: This content is for educational purposes only and should not be considered personalized financial advice. Always consult with a qualified financial professional before making financial decisions.

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