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The Investment Race
Think it's 'too late' to catch up on retirement? If you're a business owner in your 50s, your age is actually your greatest mathematical advantage for tax deductions. While the 25-year-old has 'Time' on their side, you have 'Math' on
The Investment Race
Watch On YouTube We often hear from business owners in their 50s who feel a sense of quiet panic. They’ve spent decades building their business, reinvesting every cent, and now they feel they are 'too late' to build a significant personal retirement nest egg. They look at
The Power of Cross-Testing
Stop thinking in percentages. Start thinking in benefits. Most owners avoid high-powered retirement plans because they think they have to give every employee the same percentage they give themselves. That 'Equal Percentage' trap is why most plans stay small. The Sound Strategy: * Cross-Testing: Use 'New Comparability'
The Power of Cross-Testing
Watch On YouTube One of the biggest fears business owners have when setting up a high-performance retirement plan is the 'non-discrimination' rule. They assume that if they want to put 25% of their salary into a plan, they have to put 25% into every single employee's