HOH Math: Why Less is More

Stop inflating your household expenses. It’s making you fail the HOH test.

Math 101: The larger the 'Total Household Cost,' the harder it is for your income to cover 51% of it. By incorrectly including car payments and tuition in your HOH math, you are moving the goalposts further away from yourself.

Simple strategies for accuracy:

Strip out non-qualifying 'People' costs to lower the total pot.
Focus only on the 'Container' costs (Rent, Food, Utilities).
A smaller, accurate total makes the 51% threshold easier to hit.

Watch the full podcast episode for more details: https://youtu.be/zUq8Lo-8fZE

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DISCLAIMER: This content is for educational purposes only and should not be considered personalized financial advice. Always consult with a qualified financial professional before making financial decisions.

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